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Buying Services

Buying Services | Selling Your Property | Property Tax Appeals | Property Owner Services


Contact Ray Bowers online if you have any questions, or by phone at (970) 729-2278

Glossary-of-TermsFor your convenience in your “learning journey” about real estate in Telluride, I offer you many services to make it easier for you to understand the market and what goes on in real estate here. I hope to make it ENJOYABLE, UNDERSTANDABLE, and PROFITABLE for you in the long run. My staff and I are ready to serve you professionally.

I also hope to make it clear to you that there are many ways that I stand out in the crowd of buyer brokers you can choose from, and that you will be doing yourself a favor by working with a broker with abundant skills and integrity to find you what you want, AND to protect you thoroughly throughout the process.


This useful Real Estate Glossary will help you learn important real estate terms.

Advocating Your Best Interests

international gloveInternational Buyers

There are tax and legal ramifications that you need to understand before buying property in the US. It’s good if you have an excellent international lawyer and international accountant, but if you don’t, we strongly advise you to get these two very important professionals on your side immediately!

Click here to Contact RayFrom living in Central America for almost 20 years (Belize, Antigua, BVI) I have many years of international experience to understand better where you are coming from. I’ve used this experience to augment the courses I took to become a “Certified International Property Specialist“. This designation is sponsored by NAR (the National Association of Realtors) and recognized by over 40 countries world wide.

Besides being able to recommend experts in their respective fields, I have a good working knowledge of what needs to be done for international clients DIFFERENTLY and how to communicate with you. With a decent working knowledge of French and Spanish, I also understand cultural differences and needs. I can’t write contracts in foreign languages, but I’m a good communicator and guide.

With my background I can understand the needs and cultural differences of foreigners who are contemplating buying property in the United States and can recommend a team of related professionals in international law and international accounting. I have worked with some of the best firms in New York and can strongly recommend them.

appealValuation Appeals & Expertise

Protesting your Valuation by yourself can be a challenging, time-consuming, and time-sensitive task, especially if  you don’t have the tools and the previous experience to find data appropriate for winning an appeal at the County or State level.  As you will find in each of the links below, I have the experience and the tools to fight your case, and have also helped many clients save money on their taxes in the past.  Please review the information and contact me for your next Valuation Appeal.

Please click here for more information on Valuation Appeals and Property Tax Appeals.

mortgage imageMortgage Companies

It is relatively easy to get loans for property purchases in Telluride, even though you would not expect this in such a small community. Among the many sources for mortgages right here in Telluride we have: Wells Fargo Bank, The Mortgage Store, a Chase Manhattan representative, 4 local banks, and 4 independent mortgage brokers.

Mortgage Store Logo Wells Fargo Logo Chase Logo
To avoid problems during the contract period, it is important to get a lender or mortgage broker who is familiar with resort markets and with some of the local peculiarities of the Telluride market.

It is also wise to have a buyers’ broker who is familiar with the lending process (and its possible glitches) so that protective clauses will go into your contract to purchase and will protect your earnest money.

Although appraisals sometimes take up to 3 weeks to acquire, we do have 5 local appraisers who are certified or accepted by a wide range of lenders nationwide. Often, buyers from out of town use their lenders from back home to finance purchases in Telluride; however, we are proud to recommend good lending services right here in Telluride, lenders who will get the job done without any last minute glitches that could put your earnest money at risk.

If you would like to figure out what your payments would be on a certain property, we provide you with a mortgage calculator right here. Most lenders will require a 20% down payment for homes and condos, and between 25% and 30% down payments for vacant land and commercial ventures.

Please feel free to contact me for further information concerning mortgages for property in the Telluride area or for a recommendation for a good and thorough mortgage broker. A good mortgage broker can make all the difference in keeping a deal going smoothly and without great risk!

testimonials1Buyer Testimonials

Click here to read endorsements from some of Ray’s Buyer Client