Buying Services | Selling Your Property | Property Tax Appeals | Property Owner Services

Looking for a broker to exclusively represent you in your purchase?

Discover Your Dream Telluride Real Estate property with Ray & Rachel Bowers, Your Expert Buyers Brokers.

Are you searching for the perfect Telluride real estate? Ray and Rachel Bowers, your dedicated buyer brokers, are here to exclusively represent your interests during your property search. Their goal is to make your Telluride real estate journey ENJOYABLE, UNDERSTANDABLE, and PROFITABLE.

Embark on Your Telluride Real Estate Learning Journey

Ray and Rachel Bowers understand the complexities of the Telluride real estate market, and they're committed to making it easier for you to navigate. Offering a range of services, they aim to provide you with a comprehensive understanding of the local market and its trends. Their professional approach ensures your real estate experience in Telluride is both enjoyable and rewarding.

Choose Ray & Rachel Bowers for a Superior Telluride Real Estate Experience

With numerous buyer brokers to choose from, it's important to find the right fit. Ray and Rachel Bowers stand out in the crowd with their abundant skills and integrity, dedicated to finding you the ideal Telluride property while providing thorough professionalism throughout the process. By choosing to work with them, you'll be doing yourself a favor and securing the best possible outcome.

Get started on your Telluride real estate journey today:  Contact Ray and Rachel Bowers for unmatched service and support in the Telluride real estate market.

Are you an international buyer looking for Telluride real estate? There are important tax and legal considerations you need to understand before making a purchase in the US. If you don't have an international lawyer and accountant on your side, it's strongly recommended that you find professionals in these fields to assist you with the process.

Ray, a Certified International Property Specialist, has nearly 20 years of experience living in Central America (including Belize, Antigua, and BVI) and understands the unique needs and cultural differences of international buyers. He has used this experience to enhance his education and training, and he can recommend experts in international law and accounting.

In addition to his familiarity with international law and accounting, Ray has a good working knowledge of French and Spanish, making him a skilled communicator and guide for international clients. While he cannot write contracts in foreign languages, he can communicate effectively with clients and recommend a team of related professionals.

If you're considering buying Telluride real estate as an international buyer, it's essential to work with a knowledgeable and experienced professional. Ray has worked with some of the best firms in New York and can strongly recommend them. Contact him today to learn more about how he can help you navigate the complexities of buying property in the US.

Valuation Appeals & Expertise

Protesting your Valuation by yourself can be a challenging, time-consuming, and time-sensitive task, especially if  you don't have the tools and the previous experience to find data appropriate for winning an appeal at the County or State level.  As you will find in each of the links below, I have the experience and the tools to fight your case, and have also helped many clients save money on their taxes in the past.  Please review the information and contact me for your next Valuation Appeal.

Please click here for more information on Valuation Appeals and Property Tax Appeals.

Mortgage Companies

It is relatively easy to get loans for property purchases in Telluride, even though you would not expect this in such a small community. Among the many sources for mortgages right here in Telluride we have: Wells Fargo Bank, The Mortgage Store, a Chase Manhattan representative, 4 local banks, and 4 independent mortgage brokers.

Mortgage Store Logo Wells Fargo Logo Chase Logo
To avoid problems during the contract period, it is important to get a lender or mortgage broker who is familiar with resort markets and with some of the local peculiarities of the Telluride market.

It is also wise to have a buyers' broker who is familiar with the lending process (and its possible glitches) so that protective clauses will go into your contract to purchase and will protect your earnest money.

Although appraisals sometimes take up to 3 weeks to acquire, we do have 5 local appraisers who are certified or accepted by a wide range of lenders nationwide. Often, buyers from out of town use their lenders from back home to finance purchases in Telluride; however, we are proud to recommend good lending services right here in Telluride, lenders who will get the job done without any last minute glitches that could put your earnest money at risk.

If you would like to figure out what your payments would be on a certain property, we provide you with a mortgage calculator right here. Most lenders will require a 20% down payment for homes and condos, and between 25% and 30% down payments for vacant land and commercial ventures.

Please feel free to contact me for further information concerning mortgages for property in the Telluride area or for a recommendation for a good and thorough mortgage broker. A good mortgage broker can make all the difference in keeping a deal going smoothly and without great risk!

Buyer Testimonials

Click here to read endorsements from some of Ray's Buyer Client